Motivated Seller! Qualifies for NC Down Payment Assistance for first time home buyers, as well as USDA so no down payment needed! Want to own one of the largest homes in the neighborhood? Introducing the fully-renovated 505 Gardner St! Everything is BRAND NEW! This rare 4-bedroom is a MUST SEE where the primary suite is the ENTIRE TOP FLOOR w/ full bath & huge room-size walk-in closet. Main level has an open floorplan w/ 3 additional bedrooms (or make one a formal dining room). LVP flooring, fireplace w/ color-changing insert, stainless steel appliances, and spacious kitchen & dining area with large custom island, complete w/ acoustic paneling. Other upgrades include granite countertops, new roof, plumbing, electrical, & HVAC. Huge, covered front porch waiting for your rocking chairs! Growing neighborhood with lots of new construction. Centrally located between Charlotte and Lake Lure (famous for Dirty Dancing), and only minutes from downtown Shelby!